Cheating is not a new fashion to become rich within very short time.Since the exchange tradition introduced in society, cheaters used different tricks to cheat someone.The only difference between cheating old days and today's life is the way of cheating and number of cheaters increased significantly.
Experts have analyzed the most common reasons of cheating and found its not only for the proper moral education but sometimes difficult situation pushes to do that.There are also many more bad intentions which encourage people to cheat others which no one can stop.Therefore if you are not conscious with your daily activities then you could be the next victim of any cheater who always wait for your mistake.
You may be cheated from any field of your daily life so its your responsibility to stay cool,don't get too much excited for anything you like.This is a post which may cover only on some basic facts to make you aware so that you can kick of the cheater's a**.I will start writing mentioning some points which are extremely connected with our daily life.
If its Bank : You will hardly get few people those who don't have bank account in today's life because bank is the only place where you keep your money safely expecting a good amount of interest.However if you have no prior knowledge about bank activities then you may loose your total amount.It sounds like horrible right? Yes Bank never cheat with you but your lack of knowledge helps cheaters to hack your account and they withdraw the amount.You have your bank details and someone can only withdraw when they are able to steal your confidential information.Therefore you make sure that you never share any kind of details with any unknown person.These areas could be following :
1. Never share your ATM pin with any one as hackers can easily withdraw money with your pin.
2. If you need to provide your 16 digits ATM number for any refund issue then just provide first 4 digits and last 4 digits.
3. Never attend any call or response regarding any phone verification from Bank as this call could be from the hacker side.Bank never calls you for any kind of verification over the phone even if they call you for any emergency they require physical appearance in their branch.
4. You have internet banking service activated for your account, you need to be more careful to secure your account.Never access E-banking facility from any cyber cafe its dangerous because your password and username would be stolen very easily.Let me tell you how – when you type anything they record each keystroke made by you through keylogger software so be careful.
4. Change Internet banking password every 2 or 3 months for maximum security.
5. You shouldn't hand over your phone which is registered with your bank as the OTP (One time password)will be sent to your mobile.
If its Shopping : Online shopping is interesting and side by side risky just because you are far away from seller.The biggest advantage of online shopping is that you can spend hour after hours for choosing your product unless you got a perfect product.Now you should also be aware about online shopping scams where you pay amount and never receive any parcel from the shopping site.You can follow the below guidelines to avoid the maximum risk.
1. Shop with reputed online shopping sites those who are already well established.
2. Before purchasing anything from online please read the complete refund policy as this can only help you if anything goes wrong.
3. Like to try new shopping site ? Read the user review before making any transaction with them.
4. Only shop with those site who have the excellent customer service and email support.
5. Cash on delivery is the best choice for high price – If you are planning to spend lot of money then its recommended to chose “Cash on delivery” payment method.
6. If any shopping site does not respond for your query,delivery or refund issue within 7 days then contact consumer forum for support.
If Its Courier Company : Courier companies are those companies which have maximum responsibility for their clients.I can mention some of the best names in this industry are DHL,UPS,DTDC ,BLUE DART,TNT,FEDEX,FIRST FLIGHT and lot of other upcoming logistic service providers.Here also you can be cheated easily,this would be mistake if I tell you courier company they cheat their clients.Most of the cheating issue have been found by their delivery boy.So when you next time receive a parcel or courier someone please make sure that you have done the following :
1. Before receiving parcel from your courier company you need to check the parcel wrapping very carefully.Delivery boy can make you fool by stealing the original item or damaging product.Yes many of you just sign on the receiving bill and when they open their package they found its either empty or something which you didn't expect.With the growing of online shopping some cheaters have taken this job professionally and they start their job as a delivery boy.In the middle of the road they dis-wrap the parcel very wisely and steal the item and rewrap just like untouched.The recent case found with SnapDeal parcel where customer got one solid stone instead of his smart phone.
2. If you are sending parcel someone then keep the tracking link with you and track it on daily basis.When you are notified that the parcel has been delivered you should call your receiver for re confirmation.The very new cheating trick is that delivery boy says parcel has been delivered and receiver deny it.
3. Before leaving courier office it is recommended that you open product in-front of their stuff so that you will have no problems at home if anything goes wrong.
There are endless probability to be cheated as now we are using more liquid money rather than cash.Above writing is just some basic need that we face everyday but ultimately your decision can save you from cheaters.Therefore whenever you spend your money please make sure that you are spending it in right place.
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