Amazon pay balance is the fastest payment method for placing an order on amazon.You don’t have to wait for payment gateway or OTP verification.It is already verified by Amazon and balance stored previously.Here in this process, you have to add balance from debit/credit card or through net banking.You can add any amount of balance up to INR 20,000/.The amount you load there is valid for 1 year, therefore you have to redeem the balance within 1 year.
Why use Amazon Pay balance?
- Instant Checkout – You can start shopping right after loading balance.No password or OTP required.It is highly recommended on festive season to grab exclusive offers.
- Faster Refunds – Refund to a bank account takes minimum 3 to 4 business days.For any returns or product cancellation, the balance is credited within 24 hrs.
- Balance Tracking – You can see complete spending statement from account dashboard.You have better control what you spend on amazon.
Besides the amazing features of Amazon pay balance, many customers have refund issues.They often ask for how to Withdraw Amazon Pay Balance to a bank account.Here Amazon has different terms and conditions for different countries.Amazon India indicates Amazon.in shopping portal, therefore if you are from India and have Amazon pay balance you can’t request for money refund to your bank.
Amazon India clearly mentioned that loaded balance can’t be transferred to the bank account or any other account.You can only utilize the balance towards shopping purpose.Please note Amazon Gift cards/Bank cards are not allowed to purchase with Amazon pay balance.
- Refund of Amazon Pay balance is not possible to your bank account (For Amazon India)
Can I Withdraw Amazon Pay Balance For USA Region?
On the other side Amazon USA, they have the different refund policy.They allow transferring pay balance to a bank account.You need to follow some basic steps to withdraw funds from your Amazon account.
- Go to Amazon Pay section and sign in with your login credentials
- Click Withdraw funds
- Select a bank account where you want to transfer the amount
- Enter the amount that you want to transfer
- Click on continue button finish the process
The minimum transfer amount should be $1 to withdraw fund to a bank account.The balance usually takes 5 to 7 business days to credit in your bank account.
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